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I have two collections about 6+ years old one suppose to fall off on November 2023 and the other April 2024 anyone knows how early I can ask experian to remove them and how would I go about asking them, I called yesterday the CSR was very rude didn't actknowledge this as an options but i read on this forum before that it is a possibility.
Experian will allow you to ask for them to be removed up to 3 months early, and the reason you would give them is that they are "too old to report".... Trans union will do 6 months and Equifax 30 days.
I have a CA from I C systems from 2018. I went on TU and disputed it as this account is too old and they removed it!
@Birdie1 well now, you got an Early, early exclusion.... that's awsome, congratulations!!!