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Early Removal of collections

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Cruz718
New Member

Early Removal of collections

I have two collections about 6+ years old one suppose to fall off on November 2023 and the other April 2024 anyone knows how early I can ask experian to remove them and how would I go about asking them, I called yesterday the CSR was very rude didn't actknowledge this as an options but i read on this forum before that it is a possibility. 

Message 1 of 4
3 REPLIES 3
JoeRockhead
Community Leader
Super Contributor

Re: Early Removal of collections

Experian will allow you to ask for them to be removed up to 3 months early, and the reason you would give them is that they are "too old to report".... Trans union will do 6 months and Equifax 30 days.

Message 2 of 4
Birdie1
Established Member

Re: Early Removal of collections

I have a CA from I C systems from 2018.  I went on TU and disputed it as this account is too old and they removed it!

Message 3 of 4
JoeRockhead
Community Leader
Super Contributor

Re: Early Removal of collections

@Birdie1 well now, you got an Early, early exclusion.... that's awsome, congratulations!!!

Message 4 of 4
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