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Equifax Random Report Review

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Aspireto850
Established Contributor

Re: Equifax Random Report Review

@jermbo_12,

I’ve learned MORE about Equifax than I care too! I currently have a maintenance update in progress to remove the excessive soft inquiries. It was suppose to take 2-3 days and it’s been 12. Meanwhile, no one can access my credit file and I’m in the midst of a mortgage. So freaking frustrating.

Initially I got some great OCA agents that made updates/corrections to my file in 29 minutes or less but when it comes to these technical issues it takes forever.

I’ll send you a private message so we can connect. Happy to help anyway I can.








Message 11 of 15
Anonymous
Not applicable

Re: Equifax Random Report Review

I’m in the middle of building a house too and had to remove dispute remarks from all creditors and am supposed to have credit pulled again. Same boat getting mismatch equifax message
This is so frustrating
Message 12 of 15
Anonymous
Not applicable

Re: Equifax Random Report Review

They would not transfer me to OCA
Sure enough when my lender tried to pull credit reports last week
Equifax didn’t pull
I’m so tired of calling equifax to be told nothing is wrong

I don’t know what else to do
I have 2 CFPB complaints outstanding
Message 13 of 15
MzKitty
Established Member

Re: Equifax Random Report Review

same problem here Equifax has no clue of anything going on. 

Starting TU 680 EQU 715 EX 680
Message 14 of 15
coldfusion
Credit Mentor

Re: Equifax Random Report Review


@MzKitty wrote:

same problem here Equifax has no clue of anything going on. 


If you have a legitimate ("I'm not claiming fraud but EQ won't delete the HP for me" for example isn't legitimate) ongoing issue that they haven't been able to rectify go ahead and file a CFPB complaint.

 

Keep in mind that they will generally have 60 days to respond and IME probably won't until Day 59.

(5/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 15 of 15
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