Equifax.com

[Anonymous]

Does any one know if the score that Equifax.com gives me is a Fako or Fiko score?  I subscribed to their service that lets me pull my report as often as I like, but I'm not sure if it is a real score or not. 

[Anonymous]

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Carrot1 wrote:

Does any one know if the score that Equifax.com gives me is a Fako or Fiko score?  I subscribed to their service that lets me pull my report as often as I like, but I'm not sure if it is a real score or not. 

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Scores from that website are genuine FICO scores.

[Anonymous]

I thought they were, but I pulled all three on here and the EQ score was a little different.  Hmmm....

[llecs]

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Carrot1 wrote:

I thought they were, but I pulled all three on here and the EQ score was a little different.  Hmmm....

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Did you pull both on the same day?

[Anonymous]

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Carrot1 wrote:

Does any one know if the score that Equifax.com gives me is a Fako or Fiko score?  I subscribed to their service that lets me pull my report as often as I like, but I'm not sure if it is a real score or not. 

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I'm confused.  EQ does offer a ScoreWatch product, through which you can get your EQ FICO score, but that product does not allow you to pull your report as often as you like.

Which EQ product did you purchase, exactly?

[Anonymous]

Daily monitoring of your Equifax Credit Report for key changes (email/wireless alerts)

Unlimited Equifax Credit Reports

Allows you to lock and unlock your Equifax credit report quickly and easily online with Equifax Credit Report Control

Up to $20,000 Identity Theft Insurance with no deductible (certain limitations and exclusions apply) at no additional charge to you

Knowledgeable Customer Care 24 hours a day 7 days a week

I pulled it the same day, but it was 20 points lower on here. 

[Anonymous]

Oh, it's credit watch gold I believe.

[haulingthescoreup]

I have Credit Watch Gold, but it doesn't automatically come with a score.

I think that when you buy your score from EQ, it should be a FICO, but I've also seen a post about their 3-in-1 service that comes with FAKO's. (EQ could sell you your EQ FICO, but they would have no access to your TU and EX FICO's, which are the property of TU and EX respectively.)

Does it say on there somewhere about it being a FICO? Or alternatively, if you look around on the page with the score, is there some eensie fine print that mumbles something about it not being a FICO?

[Anonymous]

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haulingthescoreup wrote:
I have Credit Watch Gold, but it doesn't automatically come with a score.

I think that when you buy your score from EQ, it should be a FICO, but I've also seen a post about their 3-in-1 service that comes with FAKO's. (EQ could sell you your EQ FICO, but they would have no access to your TU and EX FICO's, which are the property of TU and EX respectively.)

Does it say on there somewhere about it being a FICO? Or alternatively, if you look around on the page with the score, is there some eensie fine print that mumbles something about it not being a FICO?

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I also have score watch, which may be the difference.  That is what shows me any changes in scores.  It actually showed that my score went up the day I pulled the Myfico scores, but the EQ on Myfico was lower. When I pulled the 3 in 1, it didn't give me scores, just reports.  I looked and looked, but everything said FICO.