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Equifax credit report

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razzy116
Established Contributor

Equifax credit report

Where can i get my Equifax credit report, i went to annualcredit report you have to mail the form in, i use Myfico is there another website i can get it, i searched myfico but not response came up, any help would be apporeciated. Thank you and be safe.

Starting Score: 663
Current Score: c669
Goal Score: 800

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Message 1 of 7
6 REPLIES 6
AllZero
Mega Contributor

Re: Equifax credit report


@razzy116 wrote:

Where can i get my Equifax credit report, i went to annualcredit report you have to mail the form in, i use Myfico is there another website i can get it, i searched myfico but not response came up, any help would be apporeciated. Thank you and be safe.


Equifax is a hit or miss for me and probably quite a few users. I was able to obtain it on line 50% of the time. The other 50% my report was mailed to me.

 

Not as comprehensive or detailed but you can also obtain your EQ reports at CreditKarma.com

Message 2 of 7
babygirl1256
Senior Contributor

Re: Equifax credit report

@razzy116 I signed-up for myEquifax (free subscription) and have 24-hour access to my credit report and credit score. I try to avoid their Customer Care but they are also available between 9:00 AM and 9:00 PM ET, Mon-Fri; 9:00 AM and 6:00 PM ET, Sat-Sun. Hope this helps.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 3 of 7
razzy116
Established Contributor

Re: Equifax credit report

I"m trying to find out the inquiries on the equifax credit report when i go to myfico on experien and transunion it shows 4/16/2021 on annualcreditreport it shows 5/1/2021 on experien and transunion thats why i want to get equifax credit report. Thank you and be safe.

Starting Score: 663
Current Score: c669
Goal Score: 800

Take the myFICO Fitness Challenge
Message 4 of 7
razzy116
Established Contributor

Re: Equifax credit report


@babygirl1256 wrote:

@razzy116 I signed-up for myEquifax (free subscription) and have 24-hour access to my credit report and credit score. I try to avoid their Customer Care but they are also available between 9:00 AM and 9:00 PM ET, Mon-Fri; 9:00 AM and 6:00 PM ET, Sat-Sun. Hope this helps.


Does  myEquifax show the same inquiry dates that annualcreditreport shows, when i go to myfico the inquiry dates show 4/16/2021 experien and transunion as my last one on myfico than when i go to annualcreditreport it shows 5/1/2021 as my last inquiry on experien and transunion. Thank you and be safe.

Starting Score: 663
Current Score: c669
Goal Score: 800

Take the myFICO Fitness Challenge
Message 5 of 7
babygirl1256
Senior Contributor

Re: Equifax credit report

@razzy116 The CRA will only show inquiries from the trade lines that accessed them. If no trade line accessed your Equifax report, then it won't reflect any. I go directly to each CRA for my free report to get the accurate information. Each CRA offers a basic "free" subscription. My husband uses Credit Karma which I believe isn't accurate. I'd rather go to the "source" for my information. Take care. babygirl1256

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 6 of 7
Creditin
New Contributor

Re: Equifax credit report

You can go to Equifax.com and get it free

after you jump a few hoops. It may be a Vanta, 

but comes straight from Equifax.

Cheers.

Message 7 of 7
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