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Experian Derog Drop Off DP

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MarkyB
Regular Contributor

Experian Derog Drop Off DP

I had a collection that was "on record until 4/2023" with EX and it just got removed this morning on 4/17/23, after the first 2 full weeks/weekends of the month. In other words, the 3rd Monday of the month.


In case you're wondering about TU (Transunion), you can simply start an online dispute once you're 6 months away from the due date and they will remove it instantly as soon as you submit the dispute. So for example, my collection on TU was "on record until 6/2023" and so on 12/2022 I submitted an online dispute on their website and it was automatically removed once I clicked the "submit" button.


Regarding EQ (Equifax), I have no experience since my collection was never reported to them.

 

I hope this data helps.

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