No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I've noticed some ads recently from Experian touting their car insurance service. This seems like it would be very useful, as I have found the auto insurers always manage to creep up rates over time, and I find after a year or two, it pays to switch companies to save money.
I started to fill out information to give it a try, but I'm a little hesitant about sharing my data with all the data leaks that have happened. I haven't been able to find out much about this service, so I am wondering what Experian is getting out of the deal. How are they benefitting from this? Are they selling my data? Anyone tried out this service?
As a side note, when I started to go through the process (I didn't finish), I noticed a lot of the information about my cars was already there. This didn't surprise me, because I've noticed in recent years when I call for quotes, the insurance companies all seem to have this data about my car(s) at their finger tips. But what did surprise me, is they populated a name of a second driver who I never have heard of before. Not sure how I would've been linked to this person, maybe it is just a bug. Should I be concerned?
Start off by seeing what is on your CLUE report, get a copy of your Lexis Nexis consumer disclosure information. There's a strong possibility that is the reference source that Experian is using.
https://consumer.risk.lexisnexis.com/consumer
If there is incorrect information first check your active policy to confirm whether or not the phantom or unknown driver is actually listed as a secondary and if it is then contact your insurer, and as a last resort after confirming status with your insurer you can file a dispute with Lexis Nexis. If you end up having to dispute with LN be aware that the info could return if your insurer pushes a new update that includes the bogus info