Experian PLUS Cheapest at Amex?

[Anonymous]

So this week was the week I clued in on the fact that the Experian Plus offered by Free Credit Report, Credit Check Total, and Amex Credit Secure are all identical products being sold under different brand names.

It would seem that the Amex version is the cheapest at $11.99/month. Is that correct?

[Anonymous]

i pay 11.99 monthly for experian's credit expert.  they update quicker than any of the cras and you can pull anytime and as much as you want.  If you don't think something has updated you dispute and it will take you to experian direct where you can see their report.  The plus score is usually higher than the ficos but then again they really don't cooperate with my fico very well.

[Anonymous]

annie, $11.99 is also what Amex charges.

I'm assuming you mean that you get your service directly from Experian itself, not one of its partners?

What is included for your $11.99 per month?