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Experian Plus Score

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fixmycred14
Established Contributor

Experian Plus Score

Is this score accurate? I was wondering before I pay to refresh myfico. EX is putting me at 708.


Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Current Score: FICO TU 662 FICO EX 652 FICO EQ 643
Goal Score: 700 CLUB


Take the myFICO Fitness Challenge NFCU nRewards $20K Cap1 Secured $500 NFCU LOC $15K TJX $250 BOA $500
Message 1 of 6
5 REPLIES 5
baller4life
Super Contributor

Re: Experian Plus Score

It's a fako score. Fico is the score you need to know.
Message 2 of 6
fixmycred14
Established Contributor

Re: Experian Plus Score

Thanks again. I need to refresh EX & TU, eventually.


Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Current Score: FICO TU 662 FICO EX 652 FICO EQ 643
Goal Score: 700 CLUB


Take the myFICO Fitness Challenge NFCU nRewards $20K Cap1 Secured $500 NFCU LOC $15K TJX $250 BOA $500
Message 3 of 6
takeshi74
Senior Contributor

Re: Experian Plus Score

Don't overlook other active threads on the very same topic:

http://ficoforums.myfico.com/t5/General-Credit-Topics/Experian-PLUS-score-model/td-p/2713461

 

Or the Credit Scoring 101 thread stickied at the top of this subforum under Frequently Requested Threads:

http://ficoforums.myfico.com/t5/General-Credit-Topics/Frequently-Requested-Threads/td-p/10675

 

As I mentioned in the other thread, creditors do not use FAKO's.  Accuracy depends on the target.  The Experian Plus Score is accurate for its own scoring model but it's not accurate substitute for FICO scoring models.  Even FICO has a number of scoring models in use by creditors.

Message 4 of 6
Involver
Valued Contributor

Re: Experian Plus Score

My EX+ is 76 points off from my EX FICO, so take the score with a very large grain of salt.

Message 5 of 6
fixmycred14
Established Contributor

Re: Experian Plus Score

Whewwww! Do tell....I'll ignore it and continue to refresh myfico.


Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Current Score: FICO TU 662 FICO EX 652 FICO EQ 643
Goal Score: 700 CLUB


Take the myFICO Fitness Challenge NFCU nRewards $20K Cap1 Secured $500 NFCU LOC $15K TJX $250 BOA $500
Message 6 of 6
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