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Experian Scores

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Established Member

Experian Scores

Do any of the banks offer free Experian FICO scores any more?  I noticed recently that Chase and Amex both switched recently to TU Vantage Scores.

Message 1 of 7
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Senior Contributor

Re: Experian Scores

American Express still offers Experian scores; they are just in a different location.  If you log in to your account and go to Account Services > Personal Details you will see a link to your Experian FICO 8 score.

 

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Message 2 of 7
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Valued Contributor

Re: Experian Scores

Experian offers free scores & credit monitoring. 

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (05/20/2020): FICO 08 EXP: 743; TU: 751; EQ: 759
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 3 of 7
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Established Member

Re: Experian Scores

Thanks 

Message 4 of 7
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Frequent Contributor

Re: Experian Scores


@James_A wrote:

Experian offers free scores & credit monitoring. 


This.   You get it straight from them.  I check it every day.

Open Credit Cards:
Green Dot Primor Secured (5/18) - $450 CL (CLOSED 2/2020)
Capital One Platinum (8/18) PC'd to Quicksilver (9/19) - $700 CL
Capital One QuicksilverOne (3/19) - $1650 CL
Merrick Bank DYL VISA - No AF (6/19) - $1400 CL
Discover it Cash Back (9/19) - $1000 CL
Amazon Prime Store Card (4/20) - $4800 CL
NFCU cashRewards (4/20) - $500 CL
BB&T Spectrum Cash Rewards (5/20) - $3500 CL

Experian FICO Score - 8/2018: 528

Experian FICO Score - 8/2020 - 672
Equifax FICO score 7/2020 - 668
TransUnion FICO score 7/2020 - 655
Message 5 of 7
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New Contributor

Re: Experian Scores

USAA tracks Experian FICO 8 which updates daily but the credit report only updates quarterly (meaning they update it quarterly for you to see).  

Message 6 of 7
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Established Contributor

Re: Experian Scores

Wells Fargo offers EX9 monthly.

FICO - 8: 08/09/20 AU 8 BC 8
FICO - 9: 08/09/20 AU 9 BC 9
F5,F4,F2 08/09/20 AU... BC...
Vantage 08/05/20
AoOA - 24Y5M | AoYA – 0Y11M | AAoA – 12Y1M (EQ), 12Y0M (EX & TU)
Open: 10 CC: 1 reporting 1.90% - 0.50% AGG UTL | 1 PLOC | 1 MTG loan: 78.15% UTL | 1 Auto loan: 3.59% UTL
Closed: 1 MTG loan | 1 Auto loan | (EQ) 2 CC, (EX & TU) 1 CC
INQ: (EQ) 0/24 | (TU) 0/24 | (EX) 1/12 & 2/24
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