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Experian Slow Updates - Capital One

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Zoostation1
Established Contributor

Experian Slow Updates - Capital One

Anyone else having issues with Capital One and reporting to Experian? Normally I'll see changes about 2-3days after closing on each card across the board.  Of my 3 Cap 1 cards, two have had statements close for the month and it's taken 12 and 10 days for EX to update (whether it be myFICO, Experian site, annualcreditreport or anywhere else).  It's not happening with any other lender or any other CRA besides Capital one on EX.  Since I don't plan to apply for any new credit in the short to medium temr it's not causing any serious issues but is frustraing nonetheless.                                                                                                                                                                                                                                                                                                           

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
Feb 2024 FICO 8:
Feb 2024 FICO 9:
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2 REPLIES 2
FireMedic1
Community Leader
Mega Contributor

Re: Experian Slow Updates - Capital One

Add you to the list of 4 threads with delays in a week. Cap1, AMEX, NFCU and Truist. Smiley Very Happy


Message 2 of 3
spiritcraft1
Valued Contributor

Re: Experian Slow Updates - Capital One


@FireMedic1 wrote:

Add you to the list of 4 delays in a week. Cap1, AMEX, NFCU and Truist. Smiley Very Happy


Yes, Experian is killing me...  9 days later than normal to show my Flagship paid down with the CL more than doubled.  Smiley Happy 


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