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Experian.com free credit report is awesome!

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Anonymous
Not applicable

Experian.com free credit report is awesome!

I guess im late knowing this, but I had no idea on the Experian site that they offered a free credit report that refreshes every 30 days and even send you alerts for free! I was using credit karma to montior my accoutns but of course its only for TU and EQ. I now have all 3 credit agencies covered now that I added the Experian free report from their site that I can check every month. I just wanted to pass this along for anyone else that did not know this service! 

Message 1 of 10
9 REPLIES 9
techiegirl
Regular Contributor

Re: Experian.com free credit report is awesome!


@Anonymous wrote:

I guess im late knowing this, but I had no idea on the Experian site that they offered a free credit report that refreshes every 30 days and even send you alerts for free! I was using credit karma to montior my accoutns but of course its only for TU and EQ. I now have all 3 credit agencies covered now that I added the Experian free report from their site that I can check every month. I just wanted to pass this along for anyone else that did not know this service! 


It doesn't include a credit score.  Am I missing anything?

FICO: EQ - 809 TU- 808 EX - 797
Message 2 of 10
brother7
Established Contributor

Re: Experian.com free credit report is awesome!


@Anonymous wrote:

I guess im late knowing this, but I had no idea on the Experian site that they offered a free credit report that refreshes every 30 days and even send you alerts for free! I was using credit karma to montior my accoutns but of course its only for TU and EQ. I now have all 3 credit agencies covered now that I added the Experian free report from their site that I can check every month. I just wanted to pass this along for anyone else that did not know this service! 


I didn't know about this! Thanks for passing the information along Smiley Happy



04/01/2020 - EX 849 (Credit Scorecard EX FICO® Score 8, range 300-850)
02/20/2020 - TU 850 (Discover TU FICO® Score 8, range 300-850)
03/24/2020 - EQ 884 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 11/22/2017
Message 3 of 10
Anonymous
Not applicable

Re: Experian.com free credit report is awesome!


@techiegirl wrote:

@Anonymous wrote:

I guess im late knowing this, but I had no idea on the Experian site that they offered a free credit report that refreshes every 30 days and even send you alerts for free! I was using credit karma to montior my accoutns but of course its only for TU and EQ. I now have all 3 credit agencies covered now that I added the Experian free report from their site that I can check every month. I just wanted to pass this along for anyone else that did not know this service! 


It doesn't include a credit score.  Am I missing anything?


It doesn't include a credit score, I think there's features on there that you can pay and add on a credit score for cheap etc. I'm mainly using this to monitor my accounts on experian for free just like I do with credit karma for Transunion and Equifax. 

Message 4 of 10
brother7
Established Contributor

Re: Experian.com free credit report is awesome!

Here's how to get the complete picture from Experian for FREE:

 

  1. experian.com - free Experian credit report, refreshed every 30 days upon login
  2. creditscorecard.com - free FICO Score 8 based on Experian data, refreshed every 30 days upon login

For the OCD among us, here's a timeline for you to follow:

  • January 29
  • February 28
  • March 30
  • April 30
  • May 30
  • June 30
  • July 30
  • August 30
  • September 30
  • October 30
  • November 30
  • December 30

Enjoy! Smiley Very Happy



04/01/2020 - EX 849 (Credit Scorecard EX FICO® Score 8, range 300-850)
02/20/2020 - TU 850 (Discover TU FICO® Score 8, range 300-850)
03/24/2020 - EQ 884 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 11/22/2017
Message 5 of 10
Anonymous
Not applicable

Re: Experian.com free credit report is awesome!

For everyone's information, Experian provides both a free report and a free FICO score. There is no membership purchase necessary to get that free Experian FICO Score 8, and it updates monthly along with the report. A membership simply gets you daily report and score updates (for Experian).

Message 6 of 10
brother7
Established Contributor

Re: Experian.com free credit report is awesome!


@Anonymous wrote:

For everyone's information, Experian provides both a free report and a free FICO score. There is no membership purchase necessary to get that free Experian FICO Score 8, and it updates monthly along with the report. A membership simply gets you daily report and score updates (for Experian).


Do you have a specific link or reference for the free FICO score offered by Experian? Because when I login to view my Free Credit Report, I see this.

 

experian-FICO.jpg



04/01/2020 - EX 849 (Credit Scorecard EX FICO® Score 8, range 300-850)
02/20/2020 - TU 850 (Discover TU FICO® Score 8, range 300-850)
03/24/2020 - EQ 884 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 11/22/2017
Message 7 of 10
Anonymous
Not applicable

Re: Experian.com free credit report is awesome!

Hmm, that's really weird! Here is the page that I get when I login:

 

Untitled.png

 

I don't know if it has any bearing, but I signed up for the $1 trial membership for 7 days, as indicated by the report (Jun 21 - June 28). I cancelled the membership before the seven days were up (also used a burner card -- privacy.com, would recommend for these things -- just in case cancelling didnt work). I can confirm that I haven't been charged anything past the $1 as well. Maybe take that $1 plunge and see if that triggers monthly FICO scores?

 

Edit: I can confirm that my FICO score has actually been updating the past three months, especially due to the increase as a result of a SSL.

Message 8 of 10
iv
Valued Contributor

Re: Experian.com free credit report is awesome!


@brother7 wrote:

@Anonymous wrote:

For everyone's information, Experian provides both a free report and a free FICO score. There is no membership purchase necessary to get that free Experian FICO Score 8, and it updates monthly along with the report. A membership simply gets you daily report and score updates (for Experian).


Do you have a specific link or reference for the free FICO score offered by Experian? 

 


I created my account within the "Experian - Free Credit Report" Android app, and it created an account on the main Experian site with the free report+score enabled...

 

Screen Shot 2016-05-29 at 2.29.11 PM.png

EQ8:850 TU8:850 EX8:850
EQ9:847 TU9:847 EX9:839
EQ5:797 TU4:807 EX2:813 - 2021-06-06
Message 9 of 10
Anonymous
Not applicable

Re: Experian.com free credit report is awesome!

Thank you to everyone who posted on this thread, I didn't know about any of this! Smiley Very Happy

Message 10 of 10
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