Experian score is garbage

[09Lexie]

Without knowing what Experian model OP's lender pulled its impossible to say why the scores are off by 60 points. It is apparent that a different version was pulled and may be pulled by a different creditor.

Before this post gets out of hand, let's remember to be respectful in addressing each other opinions and/or thoughts. Credit scoring can be confusing and frustrating. FICO scoring algorithm is a well kept secret and all we can do is speculate on how the system works.

Thank you,

Lexie, myFICO Moderator

[Anonymous]

Understand your frustration. However, I appreciate getting the MyFico Scores including EX, EQ and TU. While mine are not the same they are close enough to give me a good idea. No other source of scoring that I use (and there are many) are any closer. We all have choices and I desire MyFico to keep offering all three scores as I don't have a source that is any more accurate and at least they are not FAKO Scores!. Remember, we all have choices to use or not use. As an added confusion in this whole matter is that there are buckets (12 or 14) that FICO Scoring places us in (we do NOT know what they are or when they change) that can affect scoring (enough to make us crazy). Credit is a game.

[Anonymous]

Apparently some individuals didn't read my post. If you would read the post you have understood exactly what I was saying. What is it you not happy that I have an opinion? I am entitled to my opinion. You are entitled to an opinion as well.

Edit: understand the fustruation but ad hominem attacks are not appropriate on this forum.  --CareBear

[09Lexie]

This thread is locked and under ADMIN and Moderator Review

Lexie, myFICO Moderator