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I tried getting an item deleted off my report, it's scheduled to be removed next year. It's an old account that was charged off but I end up paying the account in full. I figure it's not hurting my score as much since it's old but I would still like it removed. Anyway, it used to say was a charge off, paid in full. Now it says, charge off, written off. Now I have to get a copy of the check that shows it was paid in full and send it to Experian. Shouldn't they delete the record because it's wrong?
Dispute it as inaccurate.
With the copy of thecheck mostly likely the bureau will change it to a paid charge off or Charge off paid in full (means the same thing). If their is a balance will become zero if not already. Definitly dispute it.
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