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Experian shows account written off - Not True!

tag
medink
Established Member

Experian shows account written off - Not True!

I tried getting an item deleted off my report, it's scheduled to be removed  next year.  It's an old account that was charged off but I end up paying the account in full.  I figure it's not hurting my score as much since it's old but I would still like it removed.  Anyway, it used to say was a charge off, paid in full.  Now it says, charge off, written off.  Now I have to get a copy of the check that shows it was paid in full and send it to Experian.  Shouldn't they delete the record because it's wrong?

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2 REPLIES 2
Anonymous
Not applicable

Re: Experian shows account written off - Not True!

Dispute it as inaccurate.

Message 2 of 3
AndySoCal
Senior Contributor

Re: Experian shows account written off - Not True!

With the copy of thecheck mostly likely the bureau will change it to a paid charge off or Charge off paid in full (means the same thing).  If their is a balance will become zero if not already. Definitly dispute it.

 

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