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Experian vs MyFico

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House2021
Established Contributor

Experian vs MyFico

I have MyFico but today I signed up for the free trial of Experian, it has the mortgage score, does it provide updates to the mortgage score throughout the month or only once per month like myFico? I also have a credit.com account (free trial), are they once a month too or do they update the mortgage scores during the month?

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3 REPLIES 3
babygirl1256
Senior Contributor

Re: Experian vs MyFico

The EX free member only reflects your "monthly" FICO 8 Score and to obtain the mortgage score, etc. would require the paid membership . . . which I opted to pass on. Hope this helps.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 2 of 4
SouthJamaica
Mega Contributor

Re: Experian vs MyFico


@House2021 wrote:

I have MyFico but today I signed up for the free trial of Experian, it has the mortgage score, does it provide updates to the mortgage score throughout the month or only once per month like myFico? I also have a credit.com account (free trial), are they once a month too or do they update the mortgage scores during the month?


I don't know about all the packages experian.com offers, I just know that the one to which I subscribe -- which is called "Identityworks Plus" -- provides daily updates of the experian report and 7 FICO scores, including FICO 8 and FICO 2.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 3 of 4
Slabenstein
Valued Contributor

Re: Experian vs MyFico

If you're either on a trial or have a paid subscription you get your EX2 mortgage score daily, but their free membership doesn't provide the mortgage score.


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