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FICO 3B Scores -- here's mine, which version is used by creditors, the latest ones?

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youdontkillmoney
Valued Contributor

FICO 3B Scores -- here's mine, which version is used by creditors, the latest ones?

 

Which scores are used, for example version 9 since it is later than version 8 or depends on creditor?

 

 

4/30/2016

 

Score 8: 801

 

Score 8: 796

 

Score 8: 786

 

4/30/2016

 

Mortgage Score 5: 809

 

Mortgage Score 4: 796

 

Mortgage Score 2: 809

 

4/30/2016

 

Auto Score 8: 770

 

Auto Score 8: 800

 

Auto Score 8: 765

 

4/30/2016

 

Auto Score 5: 827

 

Auto Score 4: 781

 

Auto Score 2: 793

 

4/30/2016

 

Bankcard Score 8: 817

 

Bankcard Score 8: 810

 

Bankcard Score 8: 803

 

4/30/2016

 

Bankcard Score 5: 801

 

Bankcard Score 4: 829

 

Bankcard Score 3: 826

 

4/30/2016

 

Bankcard Score 2: 801

 

4/30/2016

 

Score 9: 814

 

Score 9: 799

 

Score 9: 798

 

4/30/2016

 

Auto Score 9: 828

 

Auto Score 9: 804

 

Auto Score 9: 808

 

4/30/2016

 

Bankcard Score 9: 823

 

Bankcard Score 9: 812

 

Bankcard Score 9: 811

 

 

 

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2 REPLIES 2
takeshi74
Senior Contributor

Re: FICO 3B Scores -- here's mine, which version is used by creditors, the latest ones?

Depends on creditor.  You can reference the Credit Pulls Database (Google to find).  Some entries in the CPDB will mention the scoring model.

 

FICO 9 has yet to be widely adopted and I haven't seen anything indicating who has adopted it so far.  FICO 8 is most commonly used but creditors do use other models including non-FICO models such as VantageScore and internal scoring models.

Message 2 of 3
youdontkillmoney
Valued Contributor

Re: FICO 3B Scores -- here's mine, which version is used by creditors, the latest ones?

Thank you

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