@Yasselife wrote:@SouthJamaica It happened to me as well while having other installment loans. 20 points lost on Fico, nothing else changed.
It feels like there's a metric where people who pay off loans lose points despite having other loans perhaps some aging metrics or something
I don't think it's simply aggregate installment utilization %, but it might be. I've seen multiple DPs where people are losing points when it feels like they shouldn't be
