Over the past 2 years I have worked very hard to get my scores into the 800s, and thanks to this website and many of you, I have. But what drives me nuts now is watching how much the scores can drop for any little thing. I pulled my TU CR yesterday and my score dropped 6 points for having 4 accounts with balances: 1 is an installment car loan ( I have no idea why they count that), and 3 credit cards with $1050, $45 and $66 balances, my current total util is under 2%. The difference between this pull and the last months was I only had 3 accounts with balances and a similar util percentage. Things like this drive me crazy, maybe someday one of the moderators will open up a new folder for people with FICO Score OCD...oh wait they have it's this entire forum. Trying to let it go.....
