FICO Score only after 2 yrs of a new SSN (Social Security Number)

[Anonymous]

I tried to purchase a MyFICO Product and verification failed. I was asked to call FICO for a manual verification and understood that my Social shoudl be atleast 2 years old enough to get a FICO Score.

I have Discover card and I get my FICO score already in my statement. I see this as Contradicting... Why is the 2 years limit for me to see a FICO when Discover is able to generate my FICO?

[Anonymous]

I had exactly the same problem....was not able to get my fico score as i was told social security card should be atleast 2 year old....but i was able to see score on discover card website, or other credit union website....but lenders could  not verify my identity for example t-mobile cannot give me phone on post pay account...and they were saying they cannot verify my identity. myfico told me wait for social to get 2 year old.

i waited waited and waited and last month it turned 2 years old..i was exited and went on to check my score, u know what still same problem. i talked to my fico and they told me it may take few months to get updated on system. and that if i want i can contact equifax and tell them to update. i call equifax but they did not sove the problem either.

now it is almost one month over 2 years,,, still cannot verify identity and myfico says it is showing error...

what in world,,, i dont mind having low score (i dont think i should have low) but atleast give me some score,,,,i cannot buy anything on credit with companies that check fico because there is identity verification problem.. i show them my ids still cannot verify identity...what in world?????

[Anonymous]

ok now i know what is problem,

anybody who got social security no. after 25 june 2011 got a randomized social security no. so credit companies are not able to verify issue date with traditional methods they were using, so they add a note/notice with their report that says that social security no's issue date was not verified. based on that myfico does not provide score and shows error, on other side vintage does generate score based upon our credit reports. i have contacted myfico for that and hope they will resolve this problem. i will also suggest you guys to contact myfico and ask them to solve this issue if your social security no is issued after 25 june 2011.

[Anonymous]

I think this is the issue i'm having. If as a consumer I cannot access my Fico score because my social is less than 2 years old - does that mean I can't get credit from places that use Fico to make their decision? 

If so, that seems overly restrictive and harsh.