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FICO Scores

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Anonymous
Not applicable

FICO Scores

Is it just me with this problem..... I've worked all my life (I'm 51 years old), credit score was always in the high 600s, I was laid off, paying mortgage (priority) and paying 3/4 of my debts on time, however unemployment does not provide very well.  When I contacted my charge companies, some were very nice and so willing to work with me but 1/4 of them didn't want to hear about it so naturally my priorities were to pay first the ones who were understanding, unfortunately after these payments - there was not much left.   Naturally my credit  score has way dropped, with the unemployment rate and the foreclosures I know I cannot be the only one who cannot fulfill all obligations.  I read 70% are in the 660 plus range.  How can this be possible???
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LIGHTNIN
Moderator Emerita

Re: FICO Scores

I will be turning 50 in a few months. I don't understand it either. I found this graph on this site under credit education-credit scores.My fico is 671. Look at 750 -799 27% Smiley Surprisedwow I worked hard to get where i am. I think luck may have something to do with it.lolSmiley Indifferent
FICO Dec 2025 EQ760~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
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Anonymous
Not applicable

Re: FICO Scores

The median FICO score is 720 - half above, half below.
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