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FREEZE CREDIT REPORTS...

Regular Contributor

FREEZE CREDIT REPORTS...

How do i go about freezing my credit reports done with credit card haunting until 2012....

Message 1 of 7
6 REPLIES 6
DI
Super Contributor

Re: FREEZE CREDIT REPORTS...

Go to each CRA's website and look for the credit freeze link.  Normally it's free to free reports and may cost to unfreeze reports.  Make sure you keep up with your PIN that you create or are issued. 

Message 2 of 7
Regular Contributor

Re: FREEZE CREDIT REPORTS...

Can i unfreeze them at anytime and how long would it take...

Message 3 of 7
DI
Super Contributor

Re: FREEZE CREDIT REPORTS...

You can unfreeze them at any time with your PIN.  The unfreeze process is completed immediately. If you lose your PIN, Experian may charge you for a new one. You may have to pay to unfreeze reports with one or two of the CRA's depending on what state you reside. 

Message 4 of 7
USC08
Frequent Contributor

Re: FREEZE CREDIT REPORTS...

Anyone know how much is costs to unfreeze in California?

myFICO - EQ: 776 EX: 763 TU: 791
Message 5 of 7
Wolf3
Senior Contributor

Re: FREEZE CREDIT REPORTS...

 


@GIXXER wrote:

How do i go about freezing my credit reports done with credit card haunting until 2012....


That would be a fun Halloween costume.

 

Message 6 of 7
canadaam
Contributor

Re: FREEZE CREDIT REPORTS...

Does the freeze not allow you to pull your own credit report too?  or is only applicable to hard inquries?


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Message 7 of 7
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