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Fico Score 2 vs Fico Score 8?? So confused....

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Anonymous
Not applicable

Fico Score 2 vs Fico Score 8?? So confused....

I'm so confused right now and this forum has been a huge help so far. 

 

When my discover IT card showed my fico score in the low 600s I freaked. I quickly ordered a credit report and signed up in Experian. 

 

When i'm looking at my scores, I see Fico Score 8 (629) which is almost 30 pts lower than Fico score 2 (659)....

 

Which fico scores are used mortgage lenders? 

 

 

Message 1 of 4
3 REPLIES 3
AllZero
Mega Contributor

Re: Fico Score 2 vs Fico Score 8?? So confused....

Experian FICO 2
Transunion FICO 4
Equifax FICO 5
Message 2 of 4
AllZero
Mega Contributor

Re: Fico Score 2 vs Fico Score 8?? So confused....

Free mortgage scores


EX2 + 3 Bureau scores and reports for $1 at Experian or CreditCheckTotal (part of Experian). Cancel in 7 days or less to avoid the reoccurring charge.

TU4 WyHy quarterly score. Not sure on membership requirement. Maybe hard pull TU?

EQ5 Get a savings account with DCU. Soft pull EQ to be a member. Free monthly score.

 

You can also obtain your 3 bureau mortgage scores at FICO Advanced . Cancel plan after you obtain your scores and reports to avoid re-occurring monthly charge.

Message 3 of 4
M_Smart007
Legendary Contributor

Re: Fico Score 2 vs Fico Score 8?? So confused....


@AllZero wrote:

Free mortgage scores


EX2 + 3 Bureau scores and reports for $1 at Experian or CreditCheckTotal (part of Experian). Cancel in 7 days or less to avoid the reoccurring charge.

TU4 WyHy quarterly score. Not sure on membership requirement. Maybe hard pull TU?

EQ5 Get a savings account with DCU. Soft pull EQ to be a member. Free monthly score.

 

You can also obtain your 3 bureau mortgage scores at FICO Advanced . Cancel plan after you obtain your scores and reports to avoid re-occurring monthly charge.


+1

Message 4 of 4
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