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Fico Score Help

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Anonymous
Not applicable

Fico Score Help

Help me understand, I use the Experian app as well as My FICO. Why does the Experian app show I went up 6 points on May 1st, but nothing on My FICO. What's the difference?

Message 1 of 4
3 REPLIES 3
SouthJamaica
Mega Contributor

Re: Fico Score Help


@Anonymous wrote:

Help me understand, I use the Experian app as well as My FICO. Why does the Experian app show I went up 6 points on May 1st, but nothing on My FICO. What's the difference?


There is a time delay between experian.com and myfico.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 2 of 4
BmoreBull
Established Contributor

Re: Fico Score Help

There’s a time delay between all of them. I pay for Experian and often get alerts faster through Credit Karma about changes to my accounts. I’m not talking about scores , I realize CK isn’t a FICO score. But alerts like if I open a new account or have a new inquiry. And Discover is the worst. They provide a TU FICO score, but it’s slow to update. My current score showing with them is from March.


Starting Fico Scores:November 2019

Current Fico Scores: January 6, 2021
Goal Scores: 700 across all three
Message 3 of 4
Iusedtolurk
Established Contributor

Re: Fico Score Help


@BmoreBull wrote:
There’s a time delay between all of them. I pay for Experian and often get alerts faster through Credit Karma about changes to my accounts. I’m not talking about scores , I realize CK isn’t a FICO score. But alerts like if I open a new account or have a new inquiry. And Discover is the worst. They provide a TU FICO score, but it’s slow to update. My current score showing with them is from March.

My Discover free scorecard for Experian and the account scorecard for Transunion update on the same day each month so far without fail.

 

Had the free scorecard for approx. 1 yr and the account scorecard for 6 months.

Message 4 of 4
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