Fico score vs TrueCredit Scores

randaljon · ‎02-16-2011

I recently ordered the 3 in 1 scores from TrueCredit which is TransUnion company. The 3 scores of the credit bureaus were all higher than my MyFico score for Equifax? Which scoring do the Credit companies and banks see?

Starting Scores(Jan/2011): EQ 564 TU 538 EXP 576
Current Score: EQ 692 TU 728 EXP 710 (Quizzle FAKO)Goal Score: 720

Wallet: Grow Visa 500, Capital One MC 2000, Capital One MC 1250, Paypal MC 3000, Jared 10500, Kay 2000, Walmart 2050, TJX Rewards 1200

LIGHTNIN · ‎02-16-2011

Most lenders use FICO scores, which you can get here.All other score are what we call FAKO's.

To save a little money google "myfico discount code"

FICO Dec 2025 EQ760~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?

randaljon · ‎02-16-2011

Thanks! I mostly signed up for the other service to be able to file a couple of disputes, but I was unable. I guess you have to purchase a credit report for each individual CB to file disputes.

Starting Scores(Jan/2011): EQ 564 TU 538 EXP 576
Current Score: EQ 692 TU 728 EXP 710 (Quizzle FAKO)Goal Score: 720

Wallet: Grow Visa 500, Capital One MC 2000, Capital One MC 1250, Paypal MC 3000, Jared 10500, Kay 2000, Walmart 2050, TJX Rewards 1200

Lel · ‎02-16-2011

You are entitled to one free credit report per year through annualcreditreport.com. If you have an active dispute, then you are often able to check your credit reports without additional charges to check the status of the dispute.