Finally at 780. Now how to raise 100-200k?

[Anonymous]

I think it is gonna have to be some type of investor that is somewhere to be found,

but unsecured I dont think can happen easy, maybe if you give half (or more) of the business.

I have been in business for 10 years with current, and about 7 years into I got my first

credit card with the bank I always done business with, use for all my cash deposits

and also my merchant act for credit transactions.

So roughly $500k a year and the bank gave me a $10 or 15k credit card.

6-7 years in business!! they had all that data!

 It was first time with business credit and such PNC bank. 

They raised it after a year or so to $25k

Then after another few years went to BOA and AMEX and such, 

but took about 9-10 years of business until I hit around $100K

Never went for a loan but seems it would be a lot of paperwork.

Hopefully you can find something, but yes anything will need to see the money trail to lend.

[Revelate]

---

@iced wrote:

---

@Anonymous wrote:

I just cleared up my credit. My FICO8 is 780 but I only have a couple of accounts (and several AU's). I want more (preferably unsecured revolving) credit. I have a corporation with good scores as well. But can't do much to prove income short of a pay stub from my employer, which is not my corporation.

I want to raise 100k fast with no questions asked how I use it and stated income for the business. What's the best way to go? Which will get me further? Apply for business credit cards (tied to personal), business credit line, or personal cards?

---

If it's for the business, the right path is business credit, tied to the business. If the corporation's revenue stream and credit history support requesting that amount, your corporation should be able to request it without too much trouble, but you should always expect questions to get asked unless you go to your neighborhood loan shark.

---

What type of neighborhood do you live in?  All of the ones around here ask me questions anyway .

More seriously OP, if it's for your business tie it to the business as suggested.