Finance charges on statement

[Anonymous]

Currently, I'm financing a new small business with my credit cards. I make minimum payments on them every month. However, I notice that every billing cycle my providers do charge me their financial charges taking money off my balance left. So, if I have $50 left in my balance and the finance charges are $27, then I end up with $23 balance. Is there a way to have the finance charges added to my monthly statement instead of being deducted from my credit available by the end of the billing cycle?

[CreditInspired]

I don't think so. The lender wants its money upfront since it has already given you a grace period.

[rmduhon]

The end of the billing cycle is usually the day the statement cuts so either way the result is the same. Using your example,if you have $50 available (I'm assuming you meant that and not the balance) and finance charges are $27 then if it gets added to the statement you will have $23 available. If it gets added to the balance you'll still have $23 available.