Fingerhut's Free FICO Score

Anonymous · ‎08-28-2017

I don't know if this is the right place to ask, but does anyone know how to get Fingerhut to update your "monthly" FICO score? Mine hasn't been updated since July 4th! They are the only place I know of that does an EQ FICO. I get TransUnion through several sources, and Experian through a couple of sources, but Fingerhut is the only company I know of that promises free monthly EQ scores, and so far... nada. I sent them an email and they just asked me to call, but I absolutely DETEST talking on the phone.

I'm actually getting pretty mad, because the free FICO score is one of the only reasons I still buy from their insanely overpriced store. That, and just keeping one of my oldest trade lines alive, of course. If it wasn't for the fact that they are one of my oldest lines, I'd just sock drawer them given the lack of FICO updates.

Anonymous · ‎08-28-2017

@Anonymous wrote:
I don't know if this is the right place to ask, but does anyone know how to get Fingerhut to update your "monthly" FICO score? Mine hasn't been updated since July 4th! They are the only place I know of that does an EQ FICO. I get TransUnion through several sources, and Experian through a couple of sources, but Fingerhut is the only company I know of that promises free monthly EQ scores, and so far... nada. I sent them an email and they just asked me to call, but I absolutely DETEST talking on the phone.

I'm actually getting pretty mad, because the free FICO score is one of the only reasons I still buy from their insanely overpriced store. That, and just keeping one of my oldest trade lines alive, of course. If it wasn't for the fact that they are one of my oldest lines, I'd just sock drawer them given the lack of FICO updates.

You asked. They told you what to do. Pick up the phone and call them.

Anonymous · ‎08-28-2017

@Anonymous. Thanks? @@

@Anonymous wrote:

You asked. They told you what to do. Pick up the phone and call them.

Anonymous · ‎08-28-2017

I'm just saying that I don't love phone calls either, but sometimes that's the way we need to handle things. If this is what the provider recommends, follow their instructions.

Anonymous · ‎08-28-2017

@Anonymous wrote:
I don't know if this is the right place to ask, but does anyone know how to get Fingerhut to update your "monthly" FICO score? Mine hasn't been updated since July 4th! They are the only place I know of that does an EQ FICO. I get TransUnion through several sources, and Experian through a couple of sources, but Fingerhut is the only company I know of that promises free monthly EQ scores, and so far... nada. I sent them an email and they just asked me to call, but I absolutely DETEST talking on the phone.

I'm actually getting pretty mad, because the free FICO score is one of the only reasons I still buy from their insanely overpriced store. That, and just keeping one of my oldest trade lines alive, of course. If it wasn't for the fact that they are one of my oldest lines, I'd just sock drawer them given the lack of FICO updates.

Just checked mine and it was last updated on July 4th as well. Maybe they do them quarterly. I wouldn't order from Fingerhut. I don't order from them and my score was update the same as yours. If you want to know your Equifax score pay a dollar to get the Credit Check Total trial and then cancel before 7 days are up. And lather rinse repeat as often as you need to see your scores.

Anonymous · ‎01-31-2018

My Fico score hasn’t been updated since November 28...it’s january 31st..I emailed them..they said call us we need more info...I call they have no idea what I’m talking about needing more info and no idea why it hasn’t updated and suggest I call the equifax.. I reply to the email stating that no one knows why I was told to call..they tell me to call customer service I call customer service again and still have no idea why they want me to call..so I start a new email.. they’re response is to call and again they have no information..this last month with them has been a NIGHTMARE!! Beyond absurd! Calling doesn’t help!

Anonymous · ‎02-01-2018

My score is updated regulary. FingerHut is my second oldest card granted when I began to re-build. I buy something every 3 to 4 months to keep the card open and now for the FICO score. I do look for the best bargains and buy only that.