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First credit card

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SouthJamaica
Mega Contributor

Re: First credit card


@BioRadar wrote:

@NoMoreE46 wrote:

Welcome @BioRadar.

 

Keep in mind we have all kinds of experts, enthusiasts, hobbyists in addition to those just getting started here.

 

There isn't a need for one to compare oneself to another.    We do share DPs to help gauge how an issuer might treat another application with such DP.

That said, please feel free to let us know your Disco SL,  FICO scores (if you have any) and what you want  (rewards, etc.)  out of a future credit card.

 

 

 

 




Started to look into the types of future cards that would best suit me, and I would say I would lean more towards cashback, revolving or stagnant.

 

As for the free FICO8 Scores I pulled:

EQUI - 699

EXP - 693

 

Looks like my short stint of student loans and car loans helped give me some kind of baseline.


OK so my suggestion would be to wait until your FICO 8 scores are in the 700's and then apply for an Amex Blue Cash Everyday card.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 11 of 12
Anonymalous
Valued Contributor

Re: First credit card

More generally, any of the "everything else" cards (the 2% cards, or the 1.5%+ some extras cards), or the 3% in big broad category cards (including the Blue Cash Everyday) would completent your 5% rotating category card well.

Message 12 of 12
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