I had identity theft in 2000 and took the steps to get it cleared off my credit. I put a fraud alert that lasted 7 years and I thought it was over. Now one of these companies that received fraud found my fraud alert was gone and is now pursuing it through a collection agency from something that I thought was taken care of. Can someone out there tell me what would be my next step. I called the agency and they told me to file their affidavit and they would investigate. This person used my name and soc to set up telephone and electricty and an apartment across the country from me. Thanks for the help.
No, I dealt with the companies personally and filed affidavits and letters and showed them that I had lived in WA State for my whole life. I don't know what WA. sol is however this all happend in 1999 and was reported on my credit report in 2000 and was all cleared and off credit report in Novemebr of 2000. This is a telephone bill that she used my name and soc to get. She also set up an apartment and electricity. She lived their for 6 months the landlord said and the electric company charged one account off and then opened another account for her somewhere else but still with my name and soc. This all transpired in New York. There hasn't been any issues until I got this in the mail 2 days ago. I got the collections taken off and the address taken off my credit report so it only shows current info. Thank you for your help.
Filed with AFNI on website as a fraud and called and told them that the sol was 6 years and funny how I received a letter from them that they were closing the account and no further action would be filed. I also got a copy of the bill and filed a report with the FTC on fraud and put alerts on credit. I have a feeling this is end of that chapter. Hopefully I don't see chapter 2. Thanks so much for your help.
