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Freezing CB question

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BearsAndTurtlesRtheBest
Senior Contributor

Freezing CB question

If you freeze lets say EQ can you still pull a credit report and score on any other crdit website for ex. my fico.com? Also do your current creditotrs still the power to sp your report?

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Message 1 of 11
10 REPLIES 10
BearsAndTurtlesRtheBest
Senior Contributor

Re: Freezing CB question

Somebody...... Smiley Happy

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 2 of 11
Anonymous
Not applicable

Re: Freezing CB question

Myfico seems to be able to pull your EQ report even when it's frozen. However not for EX.

Current creditors can still SP you
Message 3 of 11
Anonymous
Not applicable

Re: Freezing CB question

Having a freeze should never prevent you from pulling your own report.  That is to keep non current creditors from doing so.

Message 4 of 11
Anonymous
Not applicable

Re: Freezing CB question

Several CMS sites, including experian and equifax FAKO score services cannot seem to pull any reports when file is frozen. The only way to pull a report from them is to buy a report directly or to dispute something or through the adverse action free report.
Message 5 of 11
Anonymous
Not applicable

Re: Freezing CB question

Ok you are talking 3rd party reports.

 

I have a freeze and have no problem getting my EX from EX.

Message 6 of 11
takeshi74
Senior Contributor

Re: Freezing CB question


@BearsAndTurtlesRtheBest wrote:

Somebody...... Smiley Happy


If you need an immediate answer then a discussion forum is the wrong place to ask.  Wait at least a day (certainly more than 50 minutes) for responses.

 

Google will yield much faster responses:

https://www.google.com/search?q=credit+report+security+freeze&rlz=1C1CHKZ_enUS437US437&oq=credit+rep...

 

Don't overlook site restricted searches as well:

https://www.google.com/search?q=credit+report+security+freeze&rlz=1C1CHKZ_enUS437US437&oq=credit+rep...

Message 7 of 11
Anonymous
Not applicable

Re: Freezing CB question


@takeshi74 wrote:

@BearsAndTurtlesRtheBest wrote:

Somebody...... Smiley Happy


If you need an immediate answer then a discussion forum is the wrong place to ask.  Wait at least a day (certainly more than 50 minutes) for responses.

 

Google will yield much faster responses:

https://www.google.com/search?q=credit+report+security+freeze&rlz=1C1CHKZ_enUS437US437&oq=credit+rep...

 

Don't overlook site restricted searches as well:

https://www.google.com/search?q=credit+report+security+freeze&rlz=1C1CHKZ_enUS437US437&oq=credit+rep...


The internet may give faster responses but not all of them can be reliable.

Message 8 of 11
BearsAndTurtlesRtheBest
Senior Contributor

Re: Freezing CB question

Thanks for the response! Got it cleared.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 9 of 11
Anonymous
Not applicable

Re: Freezing CB question


@Anonymous wrote:

Ok you are talking 3rd party reports.

 

I have a freeze and have no problem getting my EX from EX.


yea that's what i thought he was asking about.

sorry for the misunderstanding. looks like I got confused.

 

Message 10 of 11
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