Freezing Transunion and Experian.

[Anonymous514]

I am freezing these reports to make sure I do not apply for any more credit for the next 2 years with these reports my Equifax is perfect it hasn't had an inquiry in a year and a half and it has like 1 inq on it. But my question is...Will my current accounts still be able to report and raise my credit score every month like they do now? Also will I still be able to request credit line increases with a frozen credit report? 

[Anonymous]

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@bigalkescott514 wrote:

I am freezing these reports to make sure I do not apply for any more credit for the next 2 years with these reports my Equifax is perfect it hasn't had an inquiry in a year and a half and it has like 1 inq on it. But my question is...Will my current accounts still be able to report and raise my credit score every month like they do now? Also will I still be able to request credit line increases with a frozen credit report? 

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If you are freezing the two most frequently used by creditors, why not just freeze all three?

Yes, current creditors will still be able to report and SP you for CLI's and such.

[Kenny]

I will just say this.. if you think you have too many cards you shouldn't apply for more. Freeze them all if you can't trust yourself.

[takeshi74]

Existing creditors can not only update but SP.  CLI's may require lifting the freeze as it is extending more credit to you.