I had a 30 day late from Dec 07 on my auto loan. I have paid on time always in the past and of course now. I sent a GW April 1. Received a reply in the mail today. It said I would need to file a dispute with all 3 CRs (even provided contact info) and they would be "happy to assist me with my request". Even apologized for any inconvenience. I did my disputes already and hope it works out . What do you guys think?
