I have an older credit card from a bank that was taken over by a larger bank that currently shows 1 30day late payment back in Nov. of 2004. One of my issues is that this single 30day is counted twice on my credit report, once from the orginal bank and then again from bank that took them over.
I haven't disputed that yet for a couple reasons... one only one agency (experian) is reporting the late, secondly i'd like to try to get the late removed altogether via a GW letter if possible. My problem here is I have absolutely no information on who to send this letter to. I've spoken with CSR's from the bank and they have no idea what i'm talking about and just keep telling me I need to dispute it with TU/EX/EQ and that anything previously reported needs to be taken up with those credit agencies and claim they are not able to make the adjustments without the credit agency being in contract with them..?
Bank in question is Susquehanna, previous attempts to get some sort of contact info led me to Fidelity & their general account info 1800#...
I'm a little lost as to how to proceed to get this taken care of... any suggestions?
