Gap between Date Of First Delinquency and Charge Off

[Anonymous]

I had a credit card with Wells Fargo. The first date Date Of First Delinquency (DOFD) was August2014 according to my Experian report. However, my Equifax has a postive payment on March 2016, and then "N" from then on--a mistake. My transUnion account reads unkown payment history. Do I have any options?

Thanks

[dragontears]

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@Anonymous wrote:

I had a credit card with Wells Fargo. The first date Date Of First Delinquency (DOFD) was August2014 according to my Experian report. However, my Equifax has a postive payment on March 2016, and then "N" from then on--a mistake. My transUnion account reads unkown payment history. Do I have any options?

Thanks

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You can dispute it and have them add CO status to the disputed dates (and maybe more), if it is not updating monthly disputing will drop your score when the account updates (is viewed as "recent" by the scoring algorithm)