Geez, only two points??

[llecs]

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Dgimple wrote:

The Blue was the "younger" of them.  I looked at CR from before the removal and after and the average age of 7 years didn't change.

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It was a good guess....are you sure this is being factored into utilization?

[llecs]

And to add, and I think it was mentioned, look for other subtle changes in your CR like acct classification, lates, make sure one acct didn't max between then and now, new accts reporting, new CAs, etc.

Otherwise, the only other explanation we attribute a loss to is rebucketing. I believe this word is way overused, but it seems to be the only logical thing. A rebucket can mean a loss in points which could have been offset by utilization.

Message Edited by llecs on 04-14-2008 08:48 PM

[Dgimple]

I'm not going to obsess too much about it.  I'll just stick to my plan and keep paying down for the next couple of weeks in big chunks.  My Chase Cards are all getting paid off tonight (payment drawn from checking account) so I'll see what happens then.  A total of just over 10k with a limit of 8,200 (one of the cards with a 4k balance is a closed card with a 6,500 limit).