Gemini card on credit reports

[FinStar]

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@JR_TX wrote:

... and this is why there's reddit and then there's this site called myFICO forum. 🤪😜😝

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Exactly 😊 

[Just-Jason]

Fyi...  I have Gemini Card from Invite.  Not reporting anywhere as of today.  Hard pull was Experian, -4 points for the pull, already back up again.

[folks19]

I was approved for the Gemini card at the beginning of March, but it has not reported to the credit bureaus yet. Does this make sense?

[Hoben02]

So the Gemini card is now reporting to Experian drove my score down a bit. What spend are you using the card for in my case I decided to make it my de facto restaurants spend. And for that matter with the crisis in the crypto market what coin are you investing the rewards in

[unsungivy]

Decided "Crypto Winter" was a good time to use the card... using it for restaurant spend when I was in Europe in conjunction with my Curve Card. Been getting my Cashback in Ether. I like that it tells me what I initially earned vs what it's valued at now (it's up roughly 20% from the "purchase price").

Seems like if you're on top of things, and check the markets in the app right before you swipe, you can be very smart about it. Definitely not a "set it and forget it" card, but a fun challenge to see that you get at least what you would get out of a normal 4x dining card overall.

[Hoben02]

It just reported on Experian in the month of July dropped by credit score by three points. It was after the 3rd payment on the card

[cctiger]

Ive had the card for at least 4 months already.and the gemini card was first reported days ago on one of my credit agencies as a new card.

[atarvuzdar]

I was just reading over my credit reports from the past year and noticed that Gemini is one of the only inconsistencies across the 3 bureaus. I got the card in April and it began reporting on EX in July (2 point increase--I assume something else behind the scenes caused the increase) but not on EQ or TU. Then, in November, it started to also report on EQ (2 point drop). Still nothing on TU. 

What CBs is Gemini reporting on for everyone else? My OCD is kicking in with this inconsistency! 

[FinStar]

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@atarvuzdar wrote:

I was just reading over my credit reports from the past year and noticed that Gemini is one of the only inconsistencies across the 3 bureaus. I got the card in April and it began reporting on EX in July (2 point increase--I assume something else behind the scenes caused the increase) but not on EQ or TU. Then, in November, it started to also report on EQ (2 point drop). Still nothing on TU. 

What CBs is Gemini reporting on for everyone else? My OCD is kicking in with this inconsistency! 

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I'll have to check mine. But, I do believe that EX was the very first one they started reporting to, similar to what others have mentioned upthread. @12njoy + @woodyman100 + @Gmood1 have this card as well, maybe they can provide some input on this as well.

[12njoy]

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@FinStar wrote:

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@atarvuzdar wrote:

I was just reading over my credit reports from the past year and noticed that Gemini is one of the only inconsistencies across the 3 bureaus. I got the card in April and it began reporting on EX in July (2 point increase--I assume something else behind the scenes caused the increase) but not on EQ or TU. Then, in November, it started to also report on EQ (2 point drop). Still nothing on TU. 

What CBs is Gemini reporting on for everyone else? My OCD is kicking in with this inconsistency! 

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I'll have to check mine. But, I do believe that EX was the very first one they started reporting to, similar to what others have mentioned upthread. @12njoy + @woodyman100 + @Gmood1 have this card as well, maybe they can provide some input on this as well.

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I have it reporting on Experian and Equifax only.  Experian was first for me.