Unfortunately, when you are in an industry that handles people money and or personal business, it tells a lot about how you handle your credit, how well you will take care of someone else's credit.
I work in an industry where mishandling peoples business, can cause them years of credit hassle. We do do credit checks and yet, you do not have to have perfect credit. We are looking at your credit to see if you are handling your business.
We also review to see who you owe. If you owe people in the same industry as us, then how can you honestly compel others to pay us when you haven't.
Also, there is no or very little privacy out there, you should know that by now.