Hey guys it's been a while since I've posted. Well, racked up some hefty credit card bills as of late.
-My Cap 1 is 1,000 limit and I had it at 530 for a few months, just making minimums.
-My Amex Blue had at one point 1,600 (which I balance transfered from my MC so no interest for 2 years) and I have it down to 817 now, with a CLI of 3200
-My TiresPlus (CFNA) card had been at 600 for the past 3-4 months. I let my boss buy some tires and use my card.
-My ebay MC is at 200 with 1,800 limit.
As of today, I have paid my Capital One in full. Also, I just paid my TiresPlus card in full earlier. I am going to pay the ebay MC in full this week.
I normally buy things with cash, and I really don't like using these things because of the situation I am in now. I had to pry my savings account to take care of one of those, something I told myself not to do. I had bought rims for my car, but I paid them in cash. Now I need tires, so I am probably going to charge them just because I don't want to pay for it right now.
All that's left is my AMEX. Which....i take it easy on due to no interest. I think before I move into my new apartment I am going to PIF (easier said than done), maybe put my tires (500) on this card since my interest rate is the best.
The last time I checked my credit report I was in the 710's across the board. Since, I have closed my longest account (HORRIBLE CreditOneBank with horrible fees), and that's about the only change I have had in credit cards.
I had 7 or 8 inquiries last time, I know 4 of them at least were due to be removed because of the 2 year limit. I am going to check my scores out in a few weeks to see where I stand.
Thanks for reading, just felt like talking credit.
Kenny D
Message Edited by xKennyDx on 09-22-2008 02:19 PM
