Hey Gang,
Today I have an appointment to fill out an application for my first apartment. I'm only 21 and when i was 18 destroyed my credit. it was 400. Now that i'm 21 and have school loans and a real job, my credit score is 614. On this website myfico.com my score is 614. On
www.freecreditreport.com my score is 562.
Both reports hold the same information.
Anyway.
I know i'm a medium-high risk person. I have no renting history and i have no debt. All my bills were paid off and i'm now 2 months AHEAD on my school loans. Except the negative aspects of my credit are the most obvious.
Haven't had an open account for more than 3 years and had only one collection...which has been paid off may 2006.
Do you think i'll get denied this apartment because of my low credit score? Even though I have no debt or no negative renting history?
please help me ASAP!
Thanks,
Greg
