I got a small loan from HFC (HSBC)you know the kind that is a check and you cash it. Well I needed the money and knew I could pay it off with in six months so I cashed it. I have never regretted anything more in my fanacial life. First they did not reconize my payments and did not call until they reported my account late. Then I start getting nasty collection calls from them and I mean Nasty. I sent them bank records 3 times and finally they sent me a letter 6 months laters stating that the loan has been paid in full and there was no late payments. To bad they didnt follow through and fix my credit history. So I had to start the whole procces over again to get them to fix my credit score. Another 3 months slide by and now my credit scores show I went bankrupt on them. So I am starting the whole proccess over again. This has screwed up all of my plans and put my biz plans on hold and may have ended them since I missed my main target.
Is there anything a lender is scared of that would force them to take quick action and fix this like it was there own.
