To Whom It May Concern:
I have been a Sears customer since the year 2000 and during that time, I have enjoyed my experience with company name greatly. I am writing to see if you would be willing to make a "goodwill" adjustment to your reporting to the three credit agencies. There are a few late payments on the above referenced account in the last 60 months. Since that time I have been an exceptional customer paying every month on time.
Because of my exceptional payment history over the last 4 years, I would like you to consider removing the negative payments from my credit report. At the time of the late payments, my husband was in the process of changing jobs. I say this not to justify why the payments were late, but rather to show that the late payments are not a good indicator of my actual credit worthiness. Since that time, Sears has even issued a substantial credit limit increase to my account based on my continuing credit worthiness. I hope that Sears is willing to work with me on erasing this mark from my credit reports.
I have been a very happy customer in the past and hope to continue a long relationship with Sears. With today’s credit industry so competitive, I know how important it is to maintain good relationships with customers. Sears has been exceptional in my book so far and I highly recommend it to all my friends and relatives. I hope that you will deeply consider my request and prove once again, Sears is heads above the rest. I look forward to your reply.
Is it ok to sign these?
