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Grrr... Ashley did a hard pull, what are my options?

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PippiLongstockingWannabe
Valued Member

Re: Grrr... Ashley did a hard pull, what are my options?

Happy to report that I received a letter from Synchrony saying that they found it to be fraudulent after an investigation. 

 

They reiterated that I'm not responsible for anything regarding that account. 

 

I never did see the fake account on my reports. 

5/13/08: EQ: 619 TU: 659 EX: 655
7/20/09: EQ: 647
8/13/09: EQ: 697 TU: 720
7/26/10: BOUGHT MY FIRST HOUSE
10/15/10: EQ: 741
2011: lost my job due to disability
2014: foreclosure but fighting it.
2015: House saved!
2022: zero cards,
2025: Chase Freedom Flex, Chase Slate Edge, Amex BCE, Capitol 1 Quicksilver, Capitol 1 Savor, Home Depot, Lowe's, Synchrony At Home
Message 11 of 13
Vinjints
Established Contributor

Re: Grrr... Ashley did a hard pull, what are my options?

That's awesome news. I don't think you stated you pursued this further, so even better they figured it out in their end. Hopefully Bill and his higher ups are officially informed of this. 

NFCU Flagship (Daily Driver) | USAA Rewards (1999 Hooptie)

AmEx BCP (Groceries) | Aven Rewards (Groceries) | Chase Prime (Amazon) | Citi Custom Cash (Dining) | Elan MCP (Utilities)

EX(F8) 780 | EQ(F8) 802 | TU(F8) 796 | EQ(BC8) 810 | EX(10T) 782

Message 12 of 13
1lifeisworthit
Regular Contributor

Re: Grrr... Ashley did a hard pull, what are my options?

I'm so sorry, OP.

I'm glad Synchrony made this better. A little surprised, but glad for you.

 

I blame the stores which are pushing their employees to open accounts no matter what.

Meineke pushed me like that. I ended up going ahead and getting (and using) the account but I could tell it was a hard sell.

Best Buy tried it, too. Even to the point of changing my info. I was alert though, and shut that stuff down.

 

In neither case did I really blame the employee. Late stage capitalism had got hold of the chains and the employees were just trying to survive and succeed at their jobs.

 

I have 2 Synchrony accounts, one of which is the aforementioned Meineke card. Either one could be closed tomorrow without a tear of regret from me.

 

You've let me know I don't want to buy from Ashley, hahahaha.

Message 13 of 13
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