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Grrrr....which CRA have you found most frustrating?

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Anonymous
Not applicable

Grrrr....which CRA have you found most frustrating?

I'm relatively new to the boards, but have found tremendous comfort and inspiration in reading about others' triumphs and frustrations in dealing with the CRAs.
 
A common theme I've seen in multiple threads is that "X" CRA hates them.  I can definitely sympathize with this sentiment.  I'm just curious about which CRA everyone has found the most frustrating to deal with.  My purpose of starting this thread is not to bash the CRAs, but rather to share in others' individual experiences. 
 
For me, it would definitely have to be our good friends at EQ.  I've had much less trouble getting items removed/corrected from TU and EX, but EQ has held on to those same items as if the very existence of their company depended on it.  It historically and currently remains my lowest FICO score.
 
How about everyone else?
Message 1 of 12
11 REPLIES 11
fused
Moderator Emeritus

Re: Grrrr....which CRA have you found most frustrating?

EX is evil!
Message 2 of 12
braznyc
Frequent Contributor

Re: Grrrr....which CRA have you found most frustrating?

EX for sure! And I'm new at all of this lol.
Message 3 of 12
MidnightVoice
Super Contributor

Re: Grrrr....which CRA have you found most frustrating?



fused wrote:
EX is evil!


I know you are a Mod, but there is no need to be so nice to those bottom feeding scumbags who are lower than pondscum, lower even than lawyers  Smiley Very Happy
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 4 of 12
Anonymous
Not applicable

Re: Grrrr....which CRA have you found most frustrating?

lurk...........one CRA isn't any more, or less, frustrating than the other. What would be good is if there were some kind of logical reasoning to their scoring, so we could know what to reasonably expect score-wise. But, I guess that would lessen their product value and folks would spend less buying their reports.
Message 5 of 12
Anonymous
Not applicable

Re: Grrrr....which CRA have you found most frustrating?

Equifax by far for me. It is like they are attached to my negative information and just dont want to turn loose.
Message 6 of 12
Anonymous
Not applicable

Re: Grrrr....which CRA have you found most frustrating?

Hey MV, I'm a lawyer and I resent being compared (admittedly favorably) to any CRA!!  Couldn't you have used politicians as a bottom-feeding scumbag example?  Smiley Sad
 
 
Cobra, I know they are all sadists.  Based on many of the posts I've read, it seems that a lot of people have "that one" that they find exceedingly frustrating.  Smiley Mad
 
 
Message 7 of 12
octavia
Regular Contributor

Re: Grrrr....which CRA have you found most frustrating?

Equifax for me is THE worst.  I have a Ch13 BK (filed 9/2000) that shouldve been deleted months ago.  When I told EQ this they stated that I have to request that the court remove it.  Well, the court stated that they don't do that sort of thing.  EQ sucks big time!!!
Message 8 of 12
MidnightVoice
Super Contributor

Re: Grrrr....which CRA have you found most frustrating?



lurknomore wrote:
Hey MV, I'm a lawyer and I resent being compared (admittedly favorably) to any CRA!!  Couldn't you have used politicians as a bottom-feeding scumbag example?  Smiley Sad



Actually, I have a friend who is a lawyer.......   Smiley Very Happy
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 9 of 12
Tuscani
Moderator Emeritus

Re: Grrrr....which CRA have you found most frustrating?

I would say EX... but I am in CSC land. Smiley Happy
Message 10 of 12
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