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HAPPY, HAPPY, JOY, JOY!!!

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John060675
Valued Contributor

HAPPY, HAPPY, JOY, JOY!!!

OK, here is some good news, but strange.  I bought my FICO scores and here are the results.
 
10/06/07

TU:  687
EX:  668
EQ:  662
 
10/22/07 (Today)
TU:  687
EX:  668
EQ:  805
 
Your Equifax FICO score is great
 
I cannot believe this!  Honda removed the late status on this account (not yet on the other two) and EQ removed an old collection Cap 1 account that I disputed!!!!!!!!!  Also, the last inquiry dropped off!
 
So, does anyone know of any great CC that only pulls EQ !!!!!!!  I need to celebrate!

Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU


Take the myFICO Fitness Challenge
Message 1 of 27
26 REPLIES 26
Anonymous
Not applicable

Re: HAPPY, HAPPY, JOY, JOY!!!

WOW-
Message 2 of 27
Anonymous
Not applicable

Re: HAPPY, HAPPY, JOY, JOY!!!

Bank of America-World Points

Chase

Penfed-
Message 3 of 27
SmartCookie
Valued Contributor

Re: HAPPY, HAPPY, JOY, JOY!!!

WOOT!
 
Hey come co-sign this loan for me?  Smiley Tongue
 
Awesome John, congrats!  Hope it hits the other 2 soon.  No one seems to pull EQ lately.... everyone is pulling EX or all 3.  Another week or so and you won't need to worry who is pulling what!
EQ 787 EX 781 TU 737 11/17/07 *** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***
Message 4 of 27
Anonymous
Not applicable

Re: HAPPY, HAPPY, JOY, JOY!!!

Good going John.....congrats!Smiley Happy
Message 5 of 27
Anonymous
Not applicable

Re: HAPPY, HAPPY, JOY, JOY!!!

<-----------------------JEALOUS!!
 
Way to go!!Smiley Happy
Message 6 of 27
Anonymous
Not applicable

Re: HAPPY, HAPPY, JOY, JOY!!!

WoW! That is absolutely fantastic John! Congrats and Cudos to you!!!!

You bypassed the 700 club and went to straight the penthouse. Smiley Happy

You needed some great news to brighten your day, and I'm sure this did. Smiley Happy

That should also be posted in the 'success stories' thread elsewhere in this forum.
Message 7 of 27
John060675
Valued Contributor

Re: HAPPY, HAPPY, JOY, JOY!!!

Thanks for all the congrats!  I just tried applying for a PenFed CC, and here is what I got.
 
Your loan was not approved for the following reasons
 
1.  Past of delinquent accounts
2.  Amount owed on recently opened accounts too high
3.  Length of time accounts have been established.
 
I think they did not pull from EQ this time!  Darn!

Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU


Take the myFICO Fitness Challenge
Message 8 of 27
Anonymous
Not applicable

Re: HAPPY, HAPPY, JOY, JOY!!!

Allright the 805 is probaly a 799 since the INQ -- but CONGRATS! anyway
 
Now run down Innovis and ChoisePOint and all the others -- and be as **bleep** as I am about all of this info out there that tell people ablot me.
Message 9 of 27
John060675
Valued Contributor

Re: HAPPY, HAPPY, JOY, JOY!!!

I sure will!
 
I found out why my app was not approved.  They used last months report, and did not pull an updated one.  I just faxed off a recon letter, and told them to pull a new report.
 
We will see!

Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU


Take the myFICO Fitness Challenge
Message 10 of 27
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