@Anonymous wrote:
I have a Lowe's card at 42% of my available credit. My other revolving lines are under 20%
If you can apply money towards paying down your revolving utilization, then your FICO score should improve. Try to get all CCs reporting a zero balance, except for one card, which should ideally show less than 9% utlilization. This is generally the best starting point for optimizing your revolving utilization.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
