Hard Pulls from 2/21/12..... 6 Inquiries for Auto Loan...

[welshdave86]

So will these HPs drop off on the 21st of this month?  If they do, I can only assume they'll help my score, although I've read elsewhere that they don't affect your score after 12 months.... Unsure which is correct.. :/

Thanks for your time ladies & gents!

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[Revelate]

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@welshdave86 wrote:

So will these HPs drop off on the 21st of this month?  If they do, I can only assume they'll help my score, although I've read elsewhere that they don't affect your score after 12 months.... Unsure which is correct.. :/

Thanks for your time ladies & gents!

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They don't factor into one's FICO score after 1 year.  They do fall off your report after 2 years. 

[welshdave86]

Thanks!  It annoys me that it lists 6 inquiries on my report... will be nice to see it gone, but at least I can apply for the Chase Freedom now knowing waiting till after the 21st won't affect much...

Thanks again!