I was thinking about applying for an unsecured loan from Capital One. I hear they are lenient. Do you know who they pull? I'm trying to get a boat loan. Unfortunately, the one bank in town I applied with denied me because my income to debt ratio was at 41%. My boat is only 6K. All I have are two student loan payments and a car payment, but my car payment is higher.Plus, most of the financing companies I've researched online have minimums that you can borrow. It's usually 10-25K. Thanks for any advice!
