Hello All
- I opened a cell phone from Cingular in late 2001 early 2002. I closed my Cingular account and asked them to turn off service, which they did not apparently and let it run for months without payment and use of it. The following year I received a collections notice for the amount of the cut off fee, I think it was 300 and the few months of payment. I talked to the first collections company when I received my first notice about the charges and was told that it would cost me even more money to accurately investigate. Strangely enough they were not around long and I believe they sold my collections account to someone else.
Now another collections agency AFNI is stating that it is a new write off and the reported day has been changed to 2006 reported and is late 120 days. So this will add additional years to the already reported account in 2003. My question is even if this was previously reported under a different company how can this same Cingular account be only 120 days old reported and what are my options? How do I explain to the credit reporting agencies what I’m trying to say in credit lingo?
Yea Im stuck with a phone charge for Verizon that should have been closed but they didnt and now the bill is $1184 back in 2004..and they have me for 35 times late under installment debts..Disputed,disputed yet it comes back verified..Thinking what my next move will be..
Those dirty CA's changing dates gets on my last nerve.....