@Anonymous wrote:I have automatic payments setup for my accounts and it's worked well. I do check shortly after the due date to verify a automatic payment posted. If you don't like watching your credit card activity you could verify the payment was deducted from your savings or checking account. Did you look at your savings or checking account statement?
One of the big problems with automatic payments is that very few (if any) sites let you set up an automatic payment for, say, 3 days before the due date. So if it's supposed to go through on the due date, and something goes wrong, you don't find out until it's already late. Then you're at the mercy of the bank as to whether they'll forgive you for the late.
If you catch it right away, it shouldn't get reported to the credit bureaus, since it's not yet 30 days, although some of the more weasel-y banks have been known to do so. But an "internal" late can result in a rate-jack on your APR, the loss of a special-rate deal like a 0% balance transfer, and other miseries.
I have automatic payments set up for some of my accounts, but it's as a back-up system, not as my ordinary means of payment. Instead, I pay them manually, long, long before they're due, and I screen-print and save the payment confirmations. I would be a complete basket case attempting to rely on automatic payments. 
Just a thought.
So sorry! This is why I don't trust autopay! I don't know how some can people set up autopay and leave it for months and still sleep at night. Like OnTheRebound, I manually pay after the statement cuts. I only use autopay as a backup so that if for some bizarre reason I forget, I'll be covered (maybe...).
Starting Score: 737