I'm new to the fourms but not new to cleaning up my credit. Right now my credit scores are the best i've ever seen them i've starteded to elighten myself about the mysteries of credit about 8 mos ago.
I want to buy a car and qualify for a new car loan in 6 mos. hopefully getting the well qualified buyer rate. What exactly is the definiton of a well qualified buyer? MY scores are as follows:
TU-621
EX-559
EQ-551
I have just started 2 reloving accounts one 8mos old and one 6mos old 800 CL all togather i have one item in collection had many more previous like 5 other items that were all removed off all three CR's only by simple dispute letter. I'm trying again with this one i got six mos to hopefully get it removed. If i get this collection off and have another 6mos. on time payments and no more inquiries untill applying for car loan do you think it is possible to be considered a qualified buyer????
