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So I went to "lending tree" and their Pre qual.. no inquiry and no impact on the score.. cool
All of a sudden 8 inquiries from all the banks that "pre approved" me show up on my reports, so for someone that had ZERO inquiries I now have 8.. tried to get ahold of lending tree to no avail, email and all NOTHING. so I contact the actual lenders and told them they had ZERO permission to run my credit and I demand it removed.... they could not even SPEAK to me about the inquiry because it was placed through a 3rd party and they could not even tell me who the 3rd party was (which of course I knew was lending tree) so now I called the 3 CB's and they said ONLY the lender can remove them.. well they won't even admit to ME that they did them.. so what can I do??
@Stugotsv10 wrote:So I went to "lending tree" and their Pre qual.. no inquiry and no impact on the score.. cool
All of a sudden 8 inquiries from all the banks that "pre approved" me show up on my reports, so for someone that had ZERO inquiries I now have 8.. tried to get ahold of lending tree to no avail, email and all NOTHING. so I contact the actual lenders and told them they had ZERO permission to run my credit and I demand it removed.... they could not even SPEAK to me about the inquiry because it was placed through a 3rd party and they could not even tell me who the 3rd party was (which of course I knew was lending tree) so now I called the 3 CB's and they said ONLY the lender can remove them.. well they won't even admit to ME that they did them.. so what can I do??
Oh OP, this is awful. Do you happen to have a snapshot of the preapproval that states NO inquiries?
Sadly since then (This was back in May) they have changed the site up and i cant find it anywhere
@Stugotsv10 wrote:So I went to "lending tree" and their Pre qual.. no inquiry and no impact on the score.. cool
All of a sudden 8 inquiries from all the banks that "pre approved" me show up on my reports, so for someone that had ZERO inquiries I now have 8.. tried to get ahold of lending tree to no avail, email and all NOTHING. so I contact the actual lenders and told them they had ZERO permission to run my credit and I demand it removed.... they could not even SPEAK to me about the inquiry because it was placed through a 3rd party and they could not even tell me who the 3rd party was (which of course I knew was lending tree) so now I called the 3 CB's and they said ONLY the lender can remove them.. well they won't even admit to ME that they did them.. so what can I do??
@Stugotsv10 ..Where are you getting these Inquires? What Source? Credit Karma? EX,EQ,TU?
are you 100% sure they are NOT soft pulls? .. And you are sure they are in fact Hard Credit Pulls?
Lending tree cant undo the pulls, thats up to the card issuers themselves that did the pulling. Lending tree will most likely say its stated in the EULA/TC or whatever they posted before you accepted. Good luck with everything tho.
@Stugotsv10 wrote:Sadly since then (This was back in May) they have changed the site up and i cant find it anywhere
May!? Why did you wait 4 months to confront this? Inquiries are posted almost immediately. It’s probably too late to address it now, but that’s JMO.
So you did the pre-qual in May, but all of the inquiries "all of a sudden" showed up recently?